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	<title>Chris Lang at His Best &#187; Chris Lang at His Best | Interest Rates</title>
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	<link>http://his-best.biz</link>
	<description>How to Profit from Commercial Property</description>
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		<title>What Will Happen to Interest Rates When The RBA Meets Next Week?</title>
		<link>http://his-best.biz/what-will-happen-to-interest-rates/</link>
		<comments>http://his-best.biz/what-will-happen-to-interest-rates/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 22:10:45 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Offices]]></category>
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		<category><![CDATA[australian economy]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[commercial property real estate]]></category>
		<category><![CDATA[commercial real estate investment]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[global financial crisis]]></category>
		<category><![CDATA[global turmoil]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[interest_rates]]></category>
		<category><![CDATA[investing in commercial property]]></category>
		<category><![CDATA[investing in commercial real estate]]></category>
		<category><![CDATA[property commercial]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=8059</guid>
		<description><![CDATA[The general consensus seems to be that the RBA will further reduce rates by 25 basis points. But can this view be fully justified; and what does this mean for Commercial property investors?]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Is There a Credit Squeeze Looming?</title>
		<link>http://his-best.biz/is-there-a-credit-squeeze-looming/</link>
		<comments>http://his-best.biz/is-there-a-credit-squeeze-looming/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 22:00:05 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Market Sectors]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[Stability]]></category>
		<category><![CDATA[Using Debt]]></category>
		<category><![CDATA[australian economy]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[commercial property real estate]]></category>
		<category><![CDATA[commercial real estate investment]]></category>
		<category><![CDATA[global financial crisis]]></category>
		<category><![CDATA[investing in commercial property]]></category>
		<category><![CDATA[investing in commercial real estate]]></category>
		<category><![CDATA[property commercial]]></category>
		<category><![CDATA[stimulus]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=7848</guid>
		<description><![CDATA[The banks seemed to be protesting about the increased cost of offshore borrowing. And using that as their excuse for not wanting to pass on any future RBA rate reductions in full.

But are they really telling you the whole truth?]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Commercial Property: The Impact of China</title>
		<link>http://his-best.biz/commercial-property-the-impact-of-china/</link>
		<comments>http://his-best.biz/commercial-property-the-impact-of-china/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 21:00:18 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Industrial Sector]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Market Sectors]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Stability]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[australian economy]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[commercial property real estate]]></category>
		<category><![CDATA[commercial real estate investment]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[investing in commercial property]]></category>
		<category><![CDATA[investing in commercial real estate]]></category>
		<category><![CDATA[natural resources]]></category>
		<category><![CDATA[property commercial]]></category>
		<category><![CDATA[property experts]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=7345</guid>
		<description><![CDATA[LAST week, The Australian newspaper invited three Commercial property experts to respond to the following question:

If China's growth story begins to peter out, what will be the impact on Australia's commercial property market?]]></description>
		<wfw:commentRss>http://his-best.biz/commercial-property-the-impact-of-china/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>How Can Commercial Property Investors Make Any Sense of the Retail Scene?</title>
		<link>http://his-best.biz/how-can-commercial-property-investors-make-any-sense-of-the-retail-scene/</link>
		<comments>http://his-best.biz/how-can-commercial-property-investors-make-any-sense-of-the-retail-scene/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 21:00:48 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Market Sectors]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property real estate]]></category>
		<category><![CDATA[commercial real estate investment]]></category>
		<category><![CDATA[generic fashion]]></category>
		<category><![CDATA[genuine personal service]]></category>
		<category><![CDATA[household savings]]></category>
		<category><![CDATA[interest rate reduction]]></category>
		<category><![CDATA[investing in commercial property]]></category>
		<category><![CDATA[investing in commercial real estate]]></category>
		<category><![CDATA[personal attention]]></category>
		<category><![CDATA[property commercial]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[shopping malls]]></category>
		<category><![CDATA[store loyalty]]></category>
		<category><![CDATA[wine bars]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=7209</guid>
		<description><![CDATA[Many shoppers still remain hesitant, despite the RBA's recent interest rate reduction. Although, with household savings at record levels ... people may simply be holding back on their main splurge splurge until the post-Christmas sales.]]></description>
		<wfw:commentRss>http://his-best.biz/how-can-commercial-property-investors-make-any-sense-of-the-retail-scene/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
	<media:content url="http://his-best.biz/assets/2011/11/Retail-Property-300x238.png" width="300" height="238" medium="image" type="image/png" />	</item>
		<item>
		<title>Will the RBA Cut Rates Again?</title>
		<link>http://his-best.biz/will-the-rba-cut-rates-again/</link>
		<comments>http://his-best.biz/will-the-rba-cut-rates-again/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 20:20:02 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Stability]]></category>
		<category><![CDATA[australian banks]]></category>
		<category><![CDATA[bottom line]]></category>
		<category><![CDATA[business investment]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[gdp]]></category>
		<category><![CDATA[gfc]]></category>
		<category><![CDATA[global financial crisis]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[inflation figures]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[pipeline]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[tier 1 capital]]></category>
		<category><![CDATA[western countries]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=7007</guid>
		<description><![CDATA[The RBA had been considerable political pressure by the Treasurer to cut interest rates this week. And retailers were virtually pleading with the it to do so.

Plus, homeowners were also looking for some relief in the run up to Christmas.

However, this is probably the last time the RBA will lower interest rates for quite some time.]]></description>
		<wfw:commentRss>http://his-best.biz/will-the-rba-cut-rates-again/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
	<media:content url="http://his-best.biz/assets/2011/11/RBA-Dilemma-300x296.png" width="300" height="296" medium="image" type="image/png" />	</item>
		<item>
		<title>Commercial Property: Should You Be Cautious About Investing in the Retail Sector?</title>
		<link>http://his-best.biz/retail-sector/</link>
		<comments>http://his-best.biz/retail-sector/#comments</comments>
		<pubDate>Mon, 03 Oct 2011 20:13:32 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Industrial Sector]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Market Sectors]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[heavy rains]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[office sector]]></category>
		<category><![CDATA[outdoor entertainment]]></category>
		<category><![CDATA[poor weather conditions]]></category>
		<category><![CDATA[residential sector]]></category>
		<category><![CDATA[retail property]]></category>
		<category><![CDATA[rising interest rates]]></category>
		<category><![CDATA[rural property]]></category>
		<category><![CDATA[s industrial]]></category>
		<category><![CDATA[shopping centres]]></category>
		<category><![CDATA[shrapnel]]></category>
		<category><![CDATA[soft drink]]></category>
		<category><![CDATA[specialty items]]></category>
		<category><![CDATA[summer clothing]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=6722</guid>
		<description><![CDATA[The Retail sector is delicately poised at the moment. But if you understand how to read the signs and can anticipate the cycles, you need not be caught out.]]></description>
		<wfw:commentRss>http://his-best.biz/retail-sector/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	<media:content url="http://his-best.biz/assets/2011/10/Retail-300x241.png" width="300" height="241" medium="image" type="image/png" />	</item>
		<item>
		<title>Interest Rates Are NOT About to Fall</title>
		<link>http://his-best.biz/interest-rates-are-not-about-to-fall/</link>
		<comments>http://his-best.biz/interest-rates-are-not-about-to-fall/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 21:53:11 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Employment]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Stability]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[household incomes]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[labour costs]]></category>
		<category><![CDATA[mining industry]]></category>
		<category><![CDATA[perfect time]]></category>
		<category><![CDATA[property acquisition]]></category>
		<category><![CDATA[rba]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=6208</guid>
		<description><![CDATA[All the talk about the RBA needing to slash interest rates seems to be emerging from a relatively small section of our community.

Retailers and manufacturers probably feel they are going through a recession; and housing is currently moving sideways.

However, you need to look a little deeper than this -- because these three sectors account for only 20% of the economy.]]></description>
		<wfw:commentRss>http://his-best.biz/interest-rates-are-not-about-to-fall/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	<media:content url="http://his-best.biz/assets/2011/09/Strong-economy.jpg" width="225" height="225" medium="image" type="image/jpeg" />	</item>
		<item>
		<title>Why All The Panic?</title>
		<link>http://his-best.biz/why-all-the-panic/</link>
		<comments>http://his-best.biz/why-all-the-panic/#comments</comments>
		<pubDate>Tue, 16 Aug 2011 02:58:48 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Industrial Sector]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Objectives]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Market Sectors]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Residential vs Commercial]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[Stability]]></category>
		<category><![CDATA[Using Debt]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[fiscal and monetary policy]]></category>
		<category><![CDATA[fiscal stimulus]]></category>
		<category><![CDATA[inflationary pressures]]></category>
		<category><![CDATA[mortgage problem]]></category>
		<category><![CDATA[new homes]]></category>
		<category><![CDATA[northern hemisphere]]></category>
		<category><![CDATA[northern neighbours]]></category>
		<category><![CDATA[oversupply]]></category>
		<category><![CDATA[private debt]]></category>
		<category><![CDATA[public debt]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[sovereign debt]]></category>
		<category><![CDATA[sub prime mortgage]]></category>
		<category><![CDATA[upheaval]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=5849</guid>
		<description><![CDATA[Well, not here in Australia anyway! And even overseas, things are vastly different this time around.

In 2008/09, it was private debt causing the problems ... because nobody was too sure which banks were overly exposed to the sub-prime mortgage problem.]]></description>
		<wfw:commentRss>http://his-best.biz/why-all-the-panic/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	<media:content url="http://his-best.biz/assets/2011/08/Looking-forward.png" width="267" height="178" medium="image" type="image/png" />	</item>
		<item>
		<title>Commercial Property:  Pricing Your Finance - Part 2</title>
		<link>http://his-best.biz/commercial-property-pricing-your-finance-part-2/</link>
		<comments>http://his-best.biz/commercial-property-pricing-your-finance-part-2/#comments</comments>
		<pubDate>Mon, 25 Jul 2011 23:14:30 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Buying Criteria]]></category>
		<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Objectives]]></category>
		<category><![CDATA[Key Consultants]]></category>
		<category><![CDATA[Residential vs Commercial]]></category>
		<category><![CDATA[X ~ Factors]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[good security]]></category>
		<category><![CDATA[high quality]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[loan term]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[quality properties]]></category>
		<category><![CDATA[residential mortgage rates]]></category>
		<category><![CDATA[risk factors]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=5540</guid>
		<description><![CDATA[Last week, you looked at the reasons why lenders view Commercial property in a different league to Residential property, when it comes to finance. And then, we moved to the various aspects Commercial lenders look at as far as Risk is concerned. More importantly, just how these aspects will determine whether or not they will [...]]]></description>
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		<slash:comments>1</slash:comments>
	<media:content url="http://his-best.biz/assets/2011/07/Pricing-your-Loan.png" width="200" height="288" medium="image" type="image/png" />	</item>
		<item>
		<title>Grasping the Nettle</title>
		<link>http://his-best.biz/grasping-the-nettle/</link>
		<comments>http://his-best.biz/grasping-the-nettle/#comments</comments>
		<pubDate>Wed, 13 Jul 2011 22:48:09 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Stability]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=5477</guid>
		<description><![CDATA[If the much-talked-about potential defaults by Greece, Portugal and Ireland were to occur ... the impact upon Australia is likely to be far less than most pundits would have you believe.

And you only need to look behind the key numbers to discover why ...]]></description>
		<wfw:commentRss>http://his-best.biz/grasping-the-nettle/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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