Archive for 'Using Debt'
Household Debt Addiction
Posted on 11. Mar, 2008 by Chris Lang.
In several previous postings, you'll recall that I have raised the issue of Australia's current blowout in household debt. A recent article in the weekend Financial Review (pages 26-27) highlighted the current state of affairs.
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Property Workshop ... Early-bird rate soon to Expire
Posted on 13. Dec, 2007 by Chris Lang.
I was just checking through the enrolments for the Workshop so far ... and it seems that the interstate people are currently outnumbering those from Melbourne ... by about 3:1 Last time, local and interstate enrolments were more or less balanced ... so let's try and even that up. Make sure you enrol now, to [...]
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This time — Don't Miss Out on
The Annual Property Workshop!
Posted on 03. Dec, 2007 by Chris Lang.
Details are now up for you to read and enrol. If you do come along ... I promise it will completely transform the way you invest in Commercial property. Last time ... sadly, I had to turn a number of people away. However, those who did manage to secure a seat were truly stunned by [...]
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Project Workshop 2008 ... Update
Posted on 27. Nov, 2007 by Chris Lang.
Last week, I confirmed that the next Workshop will be held on Saturday 1 March 2008. Because people had to be politely turned away from the last Workshop, I gave the opportunity to pre-reserve a seat ... for those not wanting to miss out on this one. Anyway, I was rather surprised how strong the [...]
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Property Workshop 2008?
Posted on 20. Nov, 2007 by Chris Lang.
All year, people have been pestering me to know when it will be. Well, the date has now been set for Saturday 1 March. Again, it will be held within the Melbourne CBD — to make it easy for those flying in from interstate and overseas. The last full-day Workshop turned out to be far [...]
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A Brave New World
Posted on 28. Sep, 2007 by Chris Lang.
Given the recent financial turmoil overseas, there are several questions that seem to be continually surfacing. Can the world live with a ballooning US trade deficit? Are asset prices currently too high? Does anything good actually come from outsourcing to China and India? How will all that's going on affect you as a Property investor? [...]
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Household Debt may actually be "Healthy"!
Posted on 11. Sep, 2007 by Chris Lang.
In an earlier posting, I raised concern over the dramatic increase in household debt — to the point where it now sits at over 150% of household disposable incomes. As you can appreciate, the major concern has been as to how rising home-mortgage interest rates might cause a flow-on effect for Commercial investors. And this [...]
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An Interest Rate Reprieve — for now!
Posted on 09. Jul, 2007 by Chris Lang.
Last week, the Reserve Bank of Australia (RBA) held its cash rate at 6.25% for the eighth month in a row — a decision welcomed by the Government and home buyers alike. Inflation figures (due out later this month) could put pressure on the RBA to lift rates. However, the high Australian Dollar (at around [...]
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Remember your Bonus before 30 June
Posted on 27. Jun, 2007 by Chris Lang.
Quite a few of you were rather quick to take advantage of the pre-30 June discount, for the set of Workshop DVDs — which is great! But that means I now have only a certain number left. The simple reason for the reminder is that 30 June falls on a Sunday this year. Therefore, that [...]
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Family Finances are being Stretched
Posted on 26. Jun, 2007 by Chris Lang.
With house prices solid or rising everywhere except in Sydney, household debt is now almost out of control. In the late 1980s and early 1990s, you saw the highly-geared Business sector collapse as interest rates rose. But now, you're finding it is households with the high levels of debt. In 1990, households had (on average) [...]





