Archive for 'Your Exposure'
"Cycles Ain't Cycles"
Posted on 09. Aug, 2010 by Chris Lang.
Overall, Australia has sailed through the Global Financial Crisis more or less unscathed. And from all accounts, Victoria and enjoys the standout economy of all the States.
The Traditional Cycle Has Been Interrupted
Last week, you explored the traditional cycle for CBD Offices — being 18 years from peak to peak. And over that same period, Retail [...]
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Some Gloom ... Yet More Glee!
Posted on 30. Jun, 2010 by Chris Lang.
The US Federal Reserve is concerned that consumption is still being underpinned by government funding.
And so, even though stimulus measures may be winding down ... the Fed has decided to maintain interest rates at their historically low level.
It seems that households and businesses are preferring to repay debt, rather than spend to encourage investment [...]
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Interest Rates Looking Forward
Posted on 03. Jun, 2010 by Chris Lang.
... and Commercial Property
This week's decision by the RBA to leave the cash rate on hold was an easy one — mainly because the major banks had basically helped it out, by increasing their rates earlier by a greater margin.
The RBA's view was that the current rate of 4.5% was "appropriate for the near term". [...]
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Is Negative Gearing for You?
Posted on 13. May, 2010 by Chris Lang.
Buying and negatively gearing a Commercial investment property is not forever in one — particularly, with interest rates on the rise.
And if you already have high personal debt ... adding to that wouldn't be a smart move on your part.
Make Borrowing just one of your Tools
ny gearing you decide to take on, should be viewed [...]
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"Statistics Never Lie, or Do They?"
Posted on 25. Feb, 2010 by Chris Lang.
There are some interesting outcomes emerging from a wash-up of the recent financial turmoil.
Australia has fared best among the Western countries, with its unemployment rate at only 5.3% and falling. But does this now mean you'll start to see wage pressures emerging?
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"How Baby Boomers affect
your Commercial Property"
Posted on 10. Feb, 2010 by Chris Lang.
Last week, you hopefully gained a clearer understanding of the timing (and impact) Baby Boomers will have on Residential property, until around 2025.
Most people probably feel all this would have little or no impact on Commercial property.
And for some of you, that might be true. But I suspect there are many Boomers, where the effect [...]
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What about the Baby-Boomer Effect?
Posted on 02. Feb, 2010 by Chris Lang.
Yesterday, the Federal government released Australia's third Intergenerational Report.
And about five years ago, I came out with a somewhat startling statement:
"If you haven't sold your traditional family home by 2010 ... you had better be prepared to hold it until 2025 — because there simply won't be a market for it!"
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Your Opportunities Moving Forward?
Posted on 21. Jan, 2010 by Chris Lang.
There has been much written already about the global financial crisis.
But in layman's terms, it occurred as a result of capital imbalances occurring throughout the world. And nowhere more so, than in America.
The principal cause can be found with the high levels of US debt-funded consumption. And in order to better understand this distortion, you [...]
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Biggest Economic Threat For Australia
Posted on 13. Jan, 2010 by Chris Lang.
It might surprise you to hear this, however ...
A Strong US Recovery
... would probably be the worst thing to happen for Australia in 2010.
If that occurs, the US Federal Reserve would be forced to quickly raise interest rates, from zero to around 3%. And that would cause the collapse in the Australian dollar from its [...]
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Your Handy Economic Clock
Posted on 27. Nov, 2009 by Chris Lang.
Over the years, you have probably seen various economic clocks explaining the different phases, and their relative timing.
nyway, I came across this rather useful one the other day.
As you'll see, it is actually a "Multi-asset Investment Clock" — in that you have all the sectors displayed together: Shares, Property, Resources and Interest rates.
Furthermore, if [...]
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How Interest Rates Affect
the Property Markets
Posted on 17. Nov, 2009 by Chris Lang.
If the Reserve Bank (RBA) further increases rates in December, you will start to see the housing market plateau in the New Year. However, this should have little or no immediate effect on the rest of the economy.
n all discussion about Australia's improving economy and retail spending, there has been little regard placed upon the [...]
