<?xml version="1.0" encoding="iso-8859-1"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	xmlns:media="http://search.yahoo.com/mrss/">

<channel>
	<title>Chris Lang at His Best &#187; Chris Lang at His Best | consumer spending</title>
	<atom:link href="http://his-best.biz/tag/consumer-spending/feed/" rel="self" type="application/rss+xml" />
	<link>http://his-best.biz</link>
	<description>How to Profit from Commercial Property</description>
	<lastBuildDate>Thu, 09 Feb 2012 00:37:48 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>What Will Happen to Interest Rates When The RBA Meets Next Week?</title>
		<link>http://his-best.biz/what-will-happen-to-interest-rates/</link>
		<comments>http://his-best.biz/what-will-happen-to-interest-rates/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 22:10:45 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[australian economy]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[commercial property real estate]]></category>
		<category><![CDATA[commercial real estate investment]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[global financial crisis]]></category>
		<category><![CDATA[global turmoil]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[interest_rates]]></category>
		<category><![CDATA[investing in commercial property]]></category>
		<category><![CDATA[investing in commercial real estate]]></category>
		<category><![CDATA[property commercial]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=8059</guid>
		<description><![CDATA[The general consensus seems to be that the RBA will further reduce rates by 25 basis points. But can this view be fully justified; and what does this mean for Commercial property investors?]]></description>
		<wfw:commentRss>http://his-best.biz/what-will-happen-to-interest-rates/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	<media:content url="http://his-best.biz/assets/2012/01/RBAs-Dilemma1-300x260.png" width="300" height="260" medium="image" type="image/png" />	</item>
		<item>
		<title>Commercial Property Poised to Take Off in 2012</title>
		<link>http://his-best.biz/commercial-property-to-take-off-in-2012/</link>
		<comments>http://his-best.biz/commercial-property-to-take-off-in-2012/#comments</comments>
		<pubDate>Mon, 12 Dec 2011 21:00:08 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Market Sectors]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[Stability]]></category>
		<category><![CDATA[business investment]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[commercial property real estate]]></category>
		<category><![CDATA[commercial real estate investment]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[global financial crisis]]></category>
		<category><![CDATA[household spending]]></category>
		<category><![CDATA[incomes]]></category>
		<category><![CDATA[interest rate reduction]]></category>
		<category><![CDATA[investing in commercial property]]></category>
		<category><![CDATA[investing in commercial real estate]]></category>
		<category><![CDATA[property commercial]]></category>
		<category><![CDATA[westpac]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=7431</guid>
		<description><![CDATA[ALL YOU need is a sprinkling of confidence to return ... with and understanding that things are not as bad as you read in some newspapers.

For some time now, I've been trying to explain how the underlying fundamentals for Australia's economy and Commercial property are strong.

And a recent AFR headline "Recruitment boom bucks the trend" (9 Dec 2011, page 41) now confirms that our major law firms are "in the midst of a hiring spree".]]></description>
		<wfw:commentRss>http://his-best.biz/commercial-property-to-take-off-in-2012/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
	<media:content url="http://his-best.biz/assets/2011/12/Confidence-300x180.png" width="300" height="180" medium="image" type="image/png" />	</item>
		<item>
		<title>Retailing Isn&#039;t Totally Dead ...It Has Simply Changed</title>
		<link>http://his-best.biz/retailing-has-changed/</link>
		<comments>http://his-best.biz/retailing-has-changed/#comments</comments>
		<pubDate>Wed, 19 Oct 2011 23:15:58 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[food and beverage]]></category>
		<category><![CDATA[freemantle]]></category>
		<category><![CDATA[kings cross]]></category>
		<category><![CDATA[melbourne]]></category>
		<category><![CDATA[mount lawley]]></category>
		<category><![CDATA[new breed]]></category>
		<category><![CDATA[oversupply]]></category>
		<category><![CDATA[oxford street]]></category>
		<category><![CDATA[paddington]]></category>
		<category><![CDATA[personal touch]]></category>
		<category><![CDATA[perth]]></category>
		<category><![CDATA[retail_property]]></category>
		<category><![CDATA[rough time]]></category>
		<category><![CDATA[shopping centres]]></category>
		<category><![CDATA[small pleasures]]></category>
		<category><![CDATA[surry hills]]></category>
		<category><![CDATA[sydney]]></category>
		<category><![CDATA[vacancy rate]]></category>
		<category><![CDATA[wine bars]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=6904</guid>
		<description><![CDATA[In last week's article, you read a general overview of the Retail sector ... and some of the issues currently confronting traders.

Let's now take a quick look at three of the capital cities.]]></description>
		<wfw:commentRss>http://his-best.biz/retailing-has-changed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<media:content url="http://his-best.biz/assets/2011/10/Winery-300x185.jpg" width="300" height="185" medium="image" type="image/jpeg" />	</item>
		<item>
		<title>Commercial Property &amp; The Economy</title>
		<link>http://his-best.biz/commercial-property-economy/</link>
		<comments>http://his-best.biz/commercial-property-economy/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 23:19:23 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Market Sectors]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Stability]]></category>
		<category><![CDATA[australian economy]]></category>
		<category><![CDATA[bottom line]]></category>
		<category><![CDATA[business investment]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[consumer sentiment]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[five year plan]]></category>
		<category><![CDATA[imf]]></category>
		<category><![CDATA[internal infrastructure]]></category>
		<category><![CDATA[international concern]]></category>
		<category><![CDATA[latin america]]></category>
		<category><![CDATA[mindset]]></category>
		<category><![CDATA[perspective]]></category>
		<category><![CDATA[pundits]]></category>
		<category><![CDATA[rest of the world]]></category>
		<category><![CDATA[state of affairs]]></category>
		<category><![CDATA[stock markets]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=6819</guid>
		<description><![CDATA[Try to keep your focus on the underlying strength of both the Australian economy and Commercial property market. Because, now is the time to you set yourself up for the next 5 to 6 years of growth.
]]></description>
		<wfw:commentRss>http://his-best.biz/commercial-property-economy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	<media:content url="http://his-best.biz/assets/2011/10/IMF.jpg" width="226" height="223" medium="image" type="image/jpeg" />	</item>
		<item>
		<title>Interest Rates Are NOT About to Fall</title>
		<link>http://his-best.biz/interest-rates-are-not-about-to-fall/</link>
		<comments>http://his-best.biz/interest-rates-are-not-about-to-fall/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 21:53:11 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Employment]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Stability]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[household incomes]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[labour costs]]></category>
		<category><![CDATA[mining industry]]></category>
		<category><![CDATA[perfect time]]></category>
		<category><![CDATA[property acquisition]]></category>
		<category><![CDATA[rba]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=6208</guid>
		<description><![CDATA[All the talk about the RBA needing to slash interest rates seems to be emerging from a relatively small section of our community.

Retailers and manufacturers probably feel they are going through a recession; and housing is currently moving sideways.

However, you need to look a little deeper than this -- because these three sectors account for only 20% of the economy.]]></description>
		<wfw:commentRss>http://his-best.biz/interest-rates-are-not-about-to-fall/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	<media:content url="http://his-best.biz/assets/2011/09/Strong-economy.jpg" width="225" height="225" medium="image" type="image/jpeg" />	</item>
		<item>
		<title>The Spectre of  Rising Interest Rates</title>
		<link>http://his-best.biz/spectre-of-rising-interest-rates/</link>
		<comments>http://his-best.biz/spectre-of-rising-interest-rates/#comments</comments>
		<pubDate>Tue, 08 Feb 2011 05:09:53 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[flood disasters]]></category>
		<category><![CDATA[household savings]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[national economy]]></category>
		<category><![CDATA[quarter gdp]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[rising interest rates]]></category>
		<category><![CDATA[skills shortages]]></category>
		<category><![CDATA[upward bias]]></category>
		<category><![CDATA[wholesale funds]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=4495</guid>
		<description><![CDATA[The Reserve Bank of Australia (RBA) is not seeing the Australian flood disasters as having a prolonged effect upon the national economy.

It certainly expects the March quarter GDP to decline by 0.5%. But it is then projecting a 4.25% surge, over the remainder of this year.]]></description>
		<wfw:commentRss>http://his-best.biz/spectre-of-rising-interest-rates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<media:content url="http://his-best.biz/assets/2011/02/Interest-rates.png" width="150" height="128" medium="image" type="image/png" />	</item>
		<item>
		<title>Retail Property Facing Challenges</title>
		<link>http://his-best.biz/retail-property-facing-challenges/</link>
		<comments>http://his-best.biz/retail-property-facing-challenges/#comments</comments>
		<pubDate>Tue, 21 Dec 2010 20:06:08 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[australian economy]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[consumer confidence]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[rate increases]]></category>
		<category><![CDATA[retail property]]></category>
		<category><![CDATA[upward trend]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=3957</guid>
		<description><![CDATA[Having weathered the recent rate increases, consumer confidence seems to have risen just a measly 0.3% during November &#8212; according to the latest Westpac/Melbourne Institute consumer sentiment index. Households still appear to prefer paying down debt, rather than spending &#8212; with Australia&#039;s saving level hovering around a record 10.5% of its disposable income. However, shopkeepers [...]]]></description>
		<wfw:commentRss>http://his-best.biz/retail-property-facing-challenges/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	<media:content url="http://his-best.biz/assets/2010/12/Gift.png" width="150" height="138" medium="image" type="image/png" />	</item>
		<item>
		<title>Why November?</title>
		<link>http://his-best.biz/why-november/</link>
		<comments>http://his-best.biz/why-november/#comments</comments>
		<pubDate>Fri, 05 Nov 2010 03:09:55 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[Using Debt]]></category>
		<category><![CDATA[boom]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial mortgage rates]]></category>
		<category><![CDATA[commercial property investors]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[cpi]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[retail property]]></category>
		<category><![CDATA[target range]]></category>
		<category><![CDATA[upward bias]]></category>
		<category><![CDATA[wages]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=3705</guid>
		<description><![CDATA[Most people seemed taken by surprise, when the RBA chose to raise the cash rate to 4.75% on Cup Day this week. However, with Oaks Day being held yesterday, I thought today would be better timing for this post. Sure, the September quarter CPI had fallen to within the RBA&#039;s target range. And yes, there [...]]]></description>
		<wfw:commentRss>http://his-best.biz/why-november/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
	<media:content url="http://his-best.biz/assets/2010/11/PricePressures-253x300.png" width="253" height="300" medium="image" type="image/png" />	</item>
		<item>
		<title>How Interest Rates Affect the Property Markets</title>
		<link>http://his-best.biz/how-interest-rates-affect-the-property-markets/</link>
		<comments>http://his-best.biz/how-interest-rates-affect-the-property-markets/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 00:35:29 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Industrial Sector]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[Residential vs Commercial]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[business confidence]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[household wealth]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[initial impact]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[national bank australia]]></category>
		<category><![CDATA[property sectors]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[resources sector]]></category>
		<category><![CDATA[rising interest rates]]></category>
		<category><![CDATA[shrapnel]]></category>
		<category><![CDATA[stock market wealth]]></category>
		<category><![CDATA[stock orders]]></category>
		<category><![CDATA[westpac]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=2186</guid>
		<description><![CDATA[If the Reserve Bank (RBA) further increases rates in December, you will start to see the housing market plateau in the New Year. However, this should have little or no immediate effect on the rest of the economy. In all discussion about Australia&#039;s improving economy and retail spending, there has been little regard placed upon [...]]]></description>
		<wfw:commentRss>http://his-best.biz/how-interest-rates-affect-the-property-markets/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
	<media:content url="http://his-best.biz/assets/2009/11/TheEconomy-300x233.jpg" width="300" height="233" medium="image" type="image/jpeg" />	</item>
		<item>
		<title>Australian Commercial Property Is Runnning Its Own Race</title>
		<link>http://his-best.biz/decoupling/</link>
		<comments>http://his-best.biz/decoupling/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 23:30:05 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Investment Objectives]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[CBD_Offices]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property sector]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[inventories]]></category>
		<category><![CDATA[iron ore exports]]></category>
		<category><![CDATA[leasing enquiries]]></category>
		<category><![CDATA[offices]]></category>
		<category><![CDATA[returning home]]></category>
		<category><![CDATA[share market]]></category>
		<category><![CDATA[us unemployment rate]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=2175</guid>
		<description><![CDATA[Unlike the US and Europe, Australia has not suffered a banking crisis. Therefore, our banking system is still capable of providing credit for normal growth. With the US unemployment rate approaching 10%, this will delay any quick turnaround for the Commercial property sector. As you would expect, there is a strong correlation between high unemployment, [...]]]></description>
		<wfw:commentRss>http://his-best.biz/decoupling/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<media:content url="http://his-best.biz/assets/2009/10/Decoupling-300x257.jpg" width="300" height="257" medium="image" type="image/jpeg" />	</item>
	</channel>
</rss>

