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	<title>No Guns ... No Horses&#187; Interest Rates</title>
	<atom:link href="http://his-best.biz/tag/interest-rates/feed/" rel="self" type="application/rss+xml" />
	<link>http://his-best.biz</link>
	<description>Chris Lang at His Best</description>
	<lastBuildDate>Thu, 26 Aug 2010 06:07:22 +0000</lastBuildDate>
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		<title>Retail Returns to Favour</title>
		<link>http://his-best.biz/2010/03/31/retail-returns-to-favour/</link>
		<comments>http://his-best.biz/2010/03/31/retail-returns-to-favour/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 03:45:09 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Property Yields]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[confidence]]></category>
		<category><![CDATA[cpi]]></category>
		<category><![CDATA[economic recovery]]></category>
		<category><![CDATA[global events]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[long term investment]]></category>
		<category><![CDATA[melbourne]]></category>
		<category><![CDATA[retail property]]></category>
		<category><![CDATA[retail returns]]></category>
		<category><![CDATA[shoppers]]></category>
		<category><![CDATA[shopping centres]]></category>
		<category><![CDATA[vacancy rates]]></category>
		<category><![CDATA[westfield]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=2818</guid>
		<description><![CDATA[Retail property has had some press coverage of late.

It has shown a surprising improvement, given global events and the hike in interest rates.

Westfield (a good retail barometer) reported a strong mid-year result from its Australian shopping centres.

As you can see from the table, Vacancy rates have fallen significantly and Yields firmed &#8212; particularly within the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Opportunities Moving Forward?</title>
		<link>http://his-best.biz/2010/01/21/your-opportunities/</link>
		<comments>http://his-best.biz/2010/01/21/your-opportunities/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 23:40:00 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Office Markets]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[Residential vs Commercial]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[Australia]]></category>
		<category><![CDATA[births]]></category>
		<category><![CDATA[boom]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial accommodation]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[consumption]]></category>
		<category><![CDATA[current account deficit]]></category>
		<category><![CDATA[delicate nature]]></category>
		<category><![CDATA[economic success]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[federal government]]></category>
		<category><![CDATA[global financial crisis]]></category>
		<category><![CDATA[immigration]]></category>
		<category><![CDATA[incentive package]]></category>
		<category><![CDATA[layman]]></category>
		<category><![CDATA[lull]]></category>
		<category><![CDATA[offices]]></category>
		<category><![CDATA[pathway]]></category>
		<category><![CDATA[population growth]]></category>
		<category><![CDATA[principal cause]]></category>
		<category><![CDATA[recovery phase]]></category>
		<category><![CDATA[state governments]]></category>
		<category><![CDATA[superpowers]]></category>
		<category><![CDATA[western economies]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=2349</guid>
		<description><![CDATA[There has been much written already about the global financial crisis.

But in layman&#039;s terms, it occurred as a result of capital imbalances occurring throughout the world. And nowhere more so, than in America.

The principal cause can be found with the high levels of US debt-funded consumption. And in order to better understand this distortion, you [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Your Handy Economic Clock</title>
		<link>http://his-best.biz/2009/11/27/handy-economic-clock/</link>
		<comments>http://his-best.biz/2009/11/27/handy-economic-clock/#comments</comments>
		<pubDate>Thu, 26 Nov 2009 23:45:10 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Office Markets]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[asset investment]]></category>
		<category><![CDATA[Australia]]></category>
		<category><![CDATA[boom]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[clocks]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial sectors]]></category>
		<category><![CDATA[commercial space]]></category>
		<category><![CDATA[developers]]></category>
		<category><![CDATA[economic clock]]></category>
		<category><![CDATA[economic recovery]]></category>
		<category><![CDATA[h3]]></category>
		<category><![CDATA[interest_rates]]></category>
		<category><![CDATA[new projects]]></category>
		<category><![CDATA[offices]]></category>
		<category><![CDATA[property resources]]></category>
		<category><![CDATA[recovery phase]]></category>
		<category><![CDATA[relative timing]]></category>
		<category><![CDATA[ripple effect]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=2225</guid>
		<description><![CDATA[Over the years, you have probably seen various economic clocks explaining the different phases, and their relative timing.

nyway, I came across this rather useful one the other day. 

As you&#039;ll see, it is actually a &#034;Multi-asset Investment Clock&#034; &#8212; in that you have all the sectors displayed together: Shares, Property, Resources and Interest rates.

Furthermore, if [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Future for Interest Rates</title>
		<link>http://his-best.biz/2009/11/24/the-future-for-interest-rates/</link>
		<comments>http://his-best.biz/2009/11/24/the-future-for-interest-rates/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 00:00:14 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Industrial Sector]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Property Yields]]></category>
		<category><![CDATA[12 months]]></category>
		<category><![CDATA[australian dollar]]></category>
		<category><![CDATA[capital cities]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[economic growth]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[import prices]]></category>
		<category><![CDATA[inventories]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[melbourne industrial]]></category>
		<category><![CDATA[property values]]></category>
		<category><![CDATA[rate of inflation]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[six months]]></category>
		<category><![CDATA[underlying rate of inflation]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=2202</guid>
		<description><![CDATA[The RBA&#039;s underlying rate of inflation rose by 3.5% in the year to September &#8212; less that what the markets and the RBA itself expected.

However, this figure needs to fall significantly for the RBA will put interest rates on hold again.

ith low inventories and industry capacity-use levels up over 80% once more ... you could [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>It&#039;s both Good News ... and Bad News!</title>
		<link>http://his-best.biz/2009/08/31/its-both-good-news-and-bad-news/</link>
		<comments>http://his-best.biz/2009/08/31/its-both-good-news-and-bad-news/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 00:39:47 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[8 years]]></category>
		<category><![CDATA[Australia]]></category>
		<category><![CDATA[bad news]]></category>
		<category><![CDATA[business investment]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[confirmation]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[global turmoil]]></category>
		<category><![CDATA[government statistics]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[interest_rates]]></category>
		<category><![CDATA[likelihood]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[probability]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[recovery phase]]></category>
		<category><![CDATA[three months]]></category>
		<category><![CDATA[victoria]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=2059</guid>
		<description><![CDATA[overnment statistics show that business investment rose by 3.3% during the three months to June &#8212; most of it accounted for by a massive 20% surge in Victoria.

This increase is the latest confirmation that Australia has entered its recovery phase &#8212; emerging from the global turmoil, without experiencing a technical recession.

But what does this mean?


In [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Do You Remember Back Then ... ?</title>
		<link>http://his-best.biz/2009/05/05/do-you-remember-back-then/</link>
		<comments>http://his-best.biz/2009/05/05/do-you-remember-back-then/#comments</comments>
		<pubDate>Tue, 05 May 2009 04:59:39 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[4 months]]></category>
		<category><![CDATA[5 million]]></category>
		<category><![CDATA[Australia]]></category>
		<category><![CDATA[begining]]></category>
		<category><![CDATA[bullet point]]></category>
		<category><![CDATA[chcris lang]]></category>
		<category><![CDATA[china]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[confirmation]]></category>
		<category><![CDATA[corporate exposure]]></category>
		<category><![CDATA[curve]]></category>
		<category><![CDATA[downturn]]></category>
		<category><![CDATA[early 1990s]]></category>
		<category><![CDATA[economic feedback]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[full employment]]></category>
		<category><![CDATA[global bankruptcy]]></category>
		<category><![CDATA[graphs]]></category>
		<category><![CDATA[lagging indicator]]></category>
		<category><![CDATA[melbourne]]></category>
		<category><![CDATA[point comparison]]></category>
		<category><![CDATA[positive signs]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=1706</guid>
		<description><![CDATA[In an earlier article, I gave you a bullet-point comparison of how things are NOW ... compared to the early 1990s ... in relation to Commercial property.

Anyway, here are some very revealing graphs &#8212; based upon figures from the RBA.

Back in the 1990s, the banks were burdened with a heavy corporate exposure; and interest rates [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Interest Rates Will Start To Soar!</title>
		<link>http://his-best.biz/2009/04/01/why-interest-rates-will-start-to-soar/</link>
		<comments>http://his-best.biz/2009/04/01/why-interest-rates-will-start-to-soar/#comments</comments>
		<pubDate>Wed, 01 Apr 2009 04:00:06 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[Using Debt]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[1861]]></category>
		<category><![CDATA[1980s]]></category>
		<category><![CDATA[assets]]></category>
		<category><![CDATA[black holes]]></category>
		<category><![CDATA[bond rates]]></category>
		<category><![CDATA[caption]]></category>
		<category><![CDATA[central banks]]></category>
		<category><![CDATA[ch]]></category>
		<category><![CDATA[commercial property]]></category>
		<category><![CDATA[consumer sentiment]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[decline]]></category>
		<category><![CDATA[economic activity]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[global economy]]></category>
		<category><![CDATA[household consumption]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[massive injection]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[runaway inflation]]></category>
		<category><![CDATA[s central]]></category>
		<category><![CDATA[second guess]]></category>
		<category><![CDATA[stimulus]]></category>
		<category><![CDATA[stimulus package]]></category>
		<category><![CDATA[term bond]]></category>
		<category><![CDATA[treasury bond yields]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=1585</guid>
		<description><![CDATA[If you&#039;re like most people you are probably trying to second guess whether or not the RBA will reduce official interest rates by 0.25% or 0.5% over the next month or so.

So, should you fix your rates on your Commercial property now, or wait a while?

Realistically, you need to study what is actually happening around [...]]]></description>
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		<slash:comments>4</slash:comments>
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