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	<title>Chris Lang at His Best &#187; Chris Lang at His Best | Interest Rates</title>
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	<link>http://his-best.biz</link>
	<description>How to Profit from Commercial Property</description>
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		<title>What Will Happen to Interest Rates When The RBA Meets Next Week?</title>
		<link>http://his-best.biz/what-will-happen-to-interest-rates/</link>
		<comments>http://his-best.biz/what-will-happen-to-interest-rates/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 22:10:45 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
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		<category><![CDATA[chris lang]]></category>
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		<category><![CDATA[commercial property markets]]></category>
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		<category><![CDATA[commercial real estate investment]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[global financial crisis]]></category>
		<category><![CDATA[global turmoil]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[interest_rates]]></category>
		<category><![CDATA[investing in commercial property]]></category>
		<category><![CDATA[investing in commercial real estate]]></category>
		<category><![CDATA[property commercial]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=8059</guid>
		<description><![CDATA[The general consensus seems to be that the RBA will further reduce rates by 25 basis points. But can this view be fully justified; and what does this mean for Commercial property investors?]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Is There a Credit Squeeze Looming?</title>
		<link>http://his-best.biz/is-there-a-credit-squeeze-looming/</link>
		<comments>http://his-best.biz/is-there-a-credit-squeeze-looming/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 22:00:05 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Market Sectors]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[Stability]]></category>
		<category><![CDATA[Using Debt]]></category>
		<category><![CDATA[australian economy]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[commercial property real estate]]></category>
		<category><![CDATA[commercial real estate investment]]></category>
		<category><![CDATA[global financial crisis]]></category>
		<category><![CDATA[investing in commercial property]]></category>
		<category><![CDATA[investing in commercial real estate]]></category>
		<category><![CDATA[property commercial]]></category>
		<category><![CDATA[stimulus]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=7848</guid>
		<description><![CDATA[The banks seemed to be protesting about the increased cost of offshore borrowing. And using that as their excuse for not wanting to pass on any future RBA rate reductions in full.

But are they really telling you the whole truth?]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Industrial Property Set to Surge</title>
		<link>http://his-best.biz/industrial-property-set-to-surge/</link>
		<comments>http://his-best.biz/industrial-property-set-to-surge/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 21:00:02 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Development Opportunity]]></category>
		<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Industrial Sector]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Property Yields]]></category>
		<category><![CDATA[bottom line]]></category>
		<category><![CDATA[brisbane]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property real estate]]></category>
		<category><![CDATA[commercial real estate investment]]></category>
		<category><![CDATA[construction periods]]></category>
		<category><![CDATA[grade buildings]]></category>
		<category><![CDATA[industrial_property]]></category>
		<category><![CDATA[interest rate movements]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[investing in commercial property]]></category>
		<category><![CDATA[investing in commercial real estate]]></category>
		<category><![CDATA[melbourne]]></category>
		<category><![CDATA[natural disasters]]></category>
		<category><![CDATA[property commercial]]></category>
		<category><![CDATA[sydney]]></category>
		<category><![CDATA[tenant profile]]></category>
		<category><![CDATA[vacancy rate]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=7115</guid>
		<description><![CDATA[The boom in Queensland gas now has Brisbane with the lowest vacancy rate for industrial property. Next comes Melbourne -- with Sydney well back in 3rd place, according to a recent survey by Knight Frank.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Will the RBA Cut Rates Again?</title>
		<link>http://his-best.biz/will-the-rba-cut-rates-again/</link>
		<comments>http://his-best.biz/will-the-rba-cut-rates-again/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 20:20:02 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Stability]]></category>
		<category><![CDATA[australian banks]]></category>
		<category><![CDATA[bottom line]]></category>
		<category><![CDATA[business investment]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[gdp]]></category>
		<category><![CDATA[gfc]]></category>
		<category><![CDATA[global financial crisis]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[inflation figures]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[pipeline]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[tier 1 capital]]></category>
		<category><![CDATA[western countries]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=7007</guid>
		<description><![CDATA[The RBA had been considerable political pressure by the Treasurer to cut interest rates this week. And retailers were virtually pleading with the it to do so.

Plus, homeowners were also looking for some relief in the run up to Christmas.

However, this is probably the last time the RBA will lower interest rates for quite some time.]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Interest Rates Are NOT About to Fall</title>
		<link>http://his-best.biz/interest-rates-are-not-about-to-fall/</link>
		<comments>http://his-best.biz/interest-rates-are-not-about-to-fall/#comments</comments>
		<pubDate>Wed, 14 Sep 2011 21:53:11 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Employment]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Stability]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[household incomes]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[labour costs]]></category>
		<category><![CDATA[mining industry]]></category>
		<category><![CDATA[perfect time]]></category>
		<category><![CDATA[property acquisition]]></category>
		<category><![CDATA[rba]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=6208</guid>
		<description><![CDATA[All the talk about the RBA needing to slash interest rates seems to be emerging from a relatively small section of our community.

Retailers and manufacturers probably feel they are going through a recession; and housing is currently moving sideways.

However, you need to look a little deeper than this -- because these three sectors account for only 20% of the economy.]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Commercial Property:  Pricing Your Finance - Part 2</title>
		<link>http://his-best.biz/commercial-property-pricing-your-finance-part-2/</link>
		<comments>http://his-best.biz/commercial-property-pricing-your-finance-part-2/#comments</comments>
		<pubDate>Mon, 25 Jul 2011 23:14:30 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Buying Criteria]]></category>
		<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Objectives]]></category>
		<category><![CDATA[Key Consultants]]></category>
		<category><![CDATA[Residential vs Commercial]]></category>
		<category><![CDATA[X ~ Factors]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[good security]]></category>
		<category><![CDATA[high quality]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[loan term]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[quality properties]]></category>
		<category><![CDATA[residential mortgage rates]]></category>
		<category><![CDATA[risk factors]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=5540</guid>
		<description><![CDATA[Last week, you looked at the reasons why lenders view Commercial property in a different league to Residential property, when it comes to finance. And then, we moved to the various aspects Commercial lenders look at as far as Risk is concerned. More importantly, just how these aspects will determine whether or not they will [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>RBA Reprieve ... But don&#039;t be Fooled</title>
		<link>http://his-best.biz/rba-reprieve/</link>
		<comments>http://his-best.biz/rba-reprieve/#comments</comments>
		<pubDate>Thu, 09 Jun 2011 04:45:03 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Industrial Sector]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Market Sectors]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[bottom line]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[gdp]]></category>
		<category><![CDATA[graphs]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[leap]]></category>
		<category><![CDATA[new year]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[reprieve]]></category>
		<category><![CDATA[retail property]]></category>
		<category><![CDATA[strikes]]></category>
		<category><![CDATA[unions]]></category>
		<category><![CDATA[upward trend]]></category>
		<category><![CDATA[wages]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=5357</guid>
		<description><![CDATA[Australia's GDP will surge back during the June quarter -- to make a further rate rise in July almost inevitable.]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Most Economists Agree ...</title>
		<link>http://his-best.biz/most-economists-agree/</link>
		<comments>http://his-best.biz/most-economists-agree/#comments</comments>
		<pubDate>Tue, 23 Nov 2010 20:15:29 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[fortnight]]></category>
		<category><![CDATA[government expenditure]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[political decisions]]></category>
		<category><![CDATA[procrastination]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[wayne swan]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=3780</guid>
		<description><![CDATA[Which, when you think about it, is quite an achievement in itself! About a fortnight ago,Treasurer Wayne Swan was crowing about the Labor government&#039;s achievements during his Mid-Year Outlook. However, the general consensus seems to be that it represented a &#034;missed opportunity&#034;. The easiest thing for any treasurer to do is spend money. But with [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<item>
		<title>Why November?</title>
		<link>http://his-best.biz/why-november/</link>
		<comments>http://his-best.biz/why-november/#comments</comments>
		<pubDate>Fri, 05 Nov 2010 03:09:55 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[Using Debt]]></category>
		<category><![CDATA[boom]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial mortgage rates]]></category>
		<category><![CDATA[commercial property investors]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[cpi]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[retail property]]></category>
		<category><![CDATA[target range]]></category>
		<category><![CDATA[upward bias]]></category>
		<category><![CDATA[wages]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=3705</guid>
		<description><![CDATA[Most people seemed taken by surprise, when the RBA chose to raise the cash rate to 4.75% on Cup Day this week. However, with Oaks Day being held yesterday, I thought today would be better timing for this post. Sure, the September quarter CPI had fallen to within the RBA&#039;s target range. And yes, there [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Will They ... or Won&#039;t They?</title>
		<link>http://his-best.biz/will-they-or-wont-they/</link>
		<comments>http://his-best.biz/will-they-or-wont-they/#comments</comments>
		<pubDate>Tue, 26 Oct 2010 06:47:45 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[australian economy]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[construction industry]]></category>
		<category><![CDATA[inflation expectations]]></category>
		<category><![CDATA[mixed signals]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[turnover]]></category>
		<category><![CDATA[work allocation]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=3665</guid>
		<description><![CDATA[Last month, the RBA left rates on hold &#8212; because of what it saw as mixed signals within the Australian economy. And the rising $A is certainly making its job easier, by generally cooling activity. Growth within the Construction industry appears to have fallen to its lowest level in 18 years. Although turnover for mining [...]]]></description>
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		<slash:comments>0</slash:comments>
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