Tag Archives: Interest Rates
Commercial Property:
Pricing Your Finance - Part 2
Posted on 26. Jul, 2011 by Chris Lang.
Last week, you looked at the reasons why lenders view Commercial property in a different league to Residential property, when it comes to finance. And then, we moved to the various aspects Commercial lenders look at as far as Risk is concerned. More importantly, just how these aspects will determine whether or not they will [...]
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RBA Reprieve ...
But don't be Fooled
Posted on 09. Jun, 2011 by Chris Lang.
Australia's GDP will surge back during the June quarter — to make a further rate rise in July almost inevitable.
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Most Economists Agree ...
Posted on 24. Nov, 2010 by Chris Lang.
Which, when you think about it, is quite an achievement in itself! About a fortnight ago,Treasurer Wayne Swan was crowing about the Labor government's achievements during his Mid-Year Outlook.
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Why November?
Posted on 05. Nov, 2010 by Chris Lang.
Most people seemed taken by surprise, when the RBA chose to raise the cash rate to 4.75% on Cup Day this week. However, with Oaks Day being held yesterday, I thought today would be better timing for this post. Sure, the September quarter CPI had fallen to within the RBA's target range. And yes, there [...]
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Will They ... or Won't They?
Posted on 26. Oct, 2010 by Chris Lang.
Last month, the RBA left rates on hold — because of what it saw as mixed signals within the Australian economy. And the rising $A is certainly making its job easier, by generally cooling activity. Growth within the Construction industry appears to have fallen to its lowest level in 18 years. Although turnover for mining [...]
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Global Progress?
Posted on 13. Oct, 2010 by Chris Lang.
The IMF has recently trimmed its overall global forecast — down to 4.2% from 4.3%, for 2011. The emerging and developing economies are tipped to grow by 6.4% (with China's growth being over 9%). Whereas, the various advanced economies are expected to grow by a subdued 2.2%, on average. However, any double-dip recession is considered [...]
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When Should You
Fix Your Interest Rate?
Posted on 17. Sep, 2010 by Chris Lang.
On Wednesday, I put up this post about whether or not to fix your interest rate, when purchasing a Commercial property. Only to find there was a problem with streaming of the Video. Hopefully, that's now been resolved; and so let's try Take 2. The simple answer to the question of timing is ... when [...]
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Retail Returns to Favour
Posted on 31. Mar, 2010 by Chris Lang.
Retail property has had some press coverage of late. It has shown a surprising improvement, given global events and the hike in interest rates. Westfield (a good retail barometer) reported a strong mid-year result from its Australian shopping centres. As you can see from the table, Vacancy rates have fallen significantly and Yields firmed — [...]
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Your Opportunities Moving Forward?
Posted on 21. Jan, 2010 by Chris Lang.
There has been much written already about the global financial crisis. But in layman's terms, it occurred as a result of capital imbalances occurring throughout the world. And nowhere more so, than in America. The principal cause can be found with the high levels of US debt-funded consumption. And in order to better understand this [...]
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Your Handy Economic Clock
Posted on 27. Nov, 2009 by Chris Lang.
Over the years, you have probably seen various economic clocks explaining the different phases, and their relative timing. Anyway, I came across this rather useful one the other day. As you'll see, it is actually a "Multi-asset Investment Clock" — in that you have all the sectors displayed together: Shares, Property, Resources and Interest rates. [...]
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The Future for Interest Rates
Posted on 24. Nov, 2009 by Chris Lang.
The RBA's underlying rate of inflation rose by 3.5% in the year to September — less that what the markets and the RBA itself expected. However, this figure needs to fall significantly for the RBA will put interest rates on hold again. With low inventories and industry capacity-use levels up over 80% once more ... [...]
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Complimentary Training
Some more Training Material
