Commercial Property: Should You Be Cautious
About Investing in the Retail Sector?

Posted on 04. Oct, 2011 by Chris Lang.

The Retail sector is delicately poised at the moment. But if you understand how to read the signs and can anticipate the cycles, you need not be caught out.

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The Spectre of
Rising Interest Rates

Posted on 08. Feb, 2011 by Chris Lang.

The Reserve Bank of Australia (RBA) is not seeing the Australian flood disasters as having a prolonged effect upon the national economy.

It certainly expects the March quarter GDP to decline by 0.5%. But it is then projecting a 4.25% surge, over the remainder of this year.

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When Should You
Fix Your Interest Rate?

Posted on 17. Sep, 2010 by Chris Lang.

On Wednesday, I put up this post about whether or not to fix your interest rate, when purchasing a Commercial property. Only to find there was a problem with streaming of the Video. Hopefully, that's now been resolved; and so let's try Take 2. The simple answer to the question of timing is ... when [...]

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Interest Rates Looking Forward

Posted on 03. Jun, 2010 by Chris Lang.

... and Commercial Property This week's decision by the RBA to leave the cash rate on hold was an easy one — mainly because the major banks had basically helped it out, by increasing their rates earlier by a greater margin. The RBA's view was that the current rate of 4.5% was "appropriate for the [...]

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Is Negative Gearing for You?

Posted on 13. May, 2010 by Chris Lang.

Buying and negatively gearing a Commercial investment property is not forever in one — particularly, with interest rates on the rise. And if you already have high personal debt ... adding to that wouldn't be a smart move on your part. Make Borrowing just one of your Tools Any gearing you decide to take on, [...]

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Will Interest Rates Affect
Commercial Yields?

Posted on 07. Apr, 2010 by Chris Lang.

Yesterday, the RBA confirmed an upward bias with its latest rate increase. This table from today's Financial Review seems to sum up the RBA's position fairly well. Residential property prices are still surging (particularly in Sydney & Melbourne); and our commodity exports have also regained their momentum. As such, the RBA has decided that Australia [...]

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Election Year Blues?

Posted on 11. Mar, 2010 by Chris Lang.

It's not just rising interest rates that the Rudd government will have to contend with, in the run-up to the next election. The joy of the resources boom restarting brings with it certain unwanted side effects. What you will start to see is wage rate increases; plus the drawing away of materials and equipment, from [...]

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How Interest Rates Affect
the Property Markets

Posted on 17. Nov, 2009 by Chris Lang.

If the Reserve Bank (RBA) further increases rates in December, you will start to see the housing market plateau in the New Year. However, this should have little or no immediate effect on the rest of the economy. In all discussion about Australia's improving economy and retail spending, there has been little regard placed upon [...]

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