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	<title>Chris Lang at His Best &#187; Chris Lang at His Best | rising interest rates</title>
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	<description>How to Profit from Commercial Property</description>
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		<title>Commercial Property: Should You Be Cautious About Investing in the Retail Sector?</title>
		<link>http://his-best.biz/retail-sector/</link>
		<comments>http://his-best.biz/retail-sector/#comments</comments>
		<pubDate>Mon, 03 Oct 2011 20:13:32 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Industrial Sector]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
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		<category><![CDATA[Offices]]></category>
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		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[heavy rains]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[office sector]]></category>
		<category><![CDATA[outdoor entertainment]]></category>
		<category><![CDATA[poor weather conditions]]></category>
		<category><![CDATA[residential sector]]></category>
		<category><![CDATA[retail property]]></category>
		<category><![CDATA[rising interest rates]]></category>
		<category><![CDATA[rural property]]></category>
		<category><![CDATA[s industrial]]></category>
		<category><![CDATA[shopping centres]]></category>
		<category><![CDATA[shrapnel]]></category>
		<category><![CDATA[soft drink]]></category>
		<category><![CDATA[specialty items]]></category>
		<category><![CDATA[summer clothing]]></category>

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		<description><![CDATA[The Retail sector is delicately poised at the moment. But if you understand how to read the signs and can anticipate the cycles, you need not be caught out.]]></description>
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		<title>The Spectre of  Rising Interest Rates</title>
		<link>http://his-best.biz/spectre-of-rising-interest-rates/</link>
		<comments>http://his-best.biz/spectre-of-rising-interest-rates/#comments</comments>
		<pubDate>Tue, 08 Feb 2011 05:09:53 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[disposable income]]></category>
		<category><![CDATA[flood disasters]]></category>
		<category><![CDATA[household savings]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[national economy]]></category>
		<category><![CDATA[quarter gdp]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[rising interest rates]]></category>
		<category><![CDATA[skills shortages]]></category>
		<category><![CDATA[upward bias]]></category>
		<category><![CDATA[wholesale funds]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=4495</guid>
		<description><![CDATA[The Reserve Bank of Australia (RBA) is not seeing the Australian flood disasters as having a prolonged effect upon the national economy.

It certainly expects the March quarter GDP to decline by 0.5%. But it is then projecting a 4.25% surge, over the remainder of this year.]]></description>
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		<title>When Should You Fix Your Interest Rate?</title>
		<link>http://his-best.biz/fix-your-interest-rate/</link>
		<comments>http://his-best.biz/fix-your-interest-rate/#comments</comments>
		<pubDate>Fri, 17 Sep 2010 02:21:35 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[Using Debt]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial property investment]]></category>
		<category><![CDATA[commercial property markets]]></category>
		<category><![CDATA[global financial crisis]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[rising interest rates]]></category>
		<category><![CDATA[stimulus]]></category>
		<category><![CDATA[strategic advantage]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=3575</guid>
		<description><![CDATA[On Wednesday, I put up this post about whether or not to fix your interest rate, when purchasing a Commercial property. Only to find there was a problem with streaming of the Video. Hopefully, that&#039;s now been resolved; and so let&#039;s try Take 2. The simple answer to the question of timing is ... when [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Interest Rates Looking Forward</title>
		<link>http://his-best.biz/interest-rates-looking-forward/</link>
		<comments>http://his-best.biz/interest-rates-looking-forward/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 00:24:04 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Objectives]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Residential vs Commercial]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[Using Debt]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[adelaide]]></category>
		<category><![CDATA[bis shrapnel]]></category>
		<category><![CDATA[brisbane]]></category>
		<category><![CDATA[clearance rate]]></category>
		<category><![CDATA[clearance rates]]></category>
		<category><![CDATA[demand and supply]]></category>
		<category><![CDATA[first time buyers]]></category>
		<category><![CDATA[melbourne]]></category>
		<category><![CDATA[perth]]></category>
		<category><![CDATA[postings]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[residential property market]]></category>
		<category><![CDATA[retail property]]></category>
		<category><![CDATA[rising interest rates]]></category>
		<category><![CDATA[sydney]]></category>
		<category><![CDATA[turnover figures]]></category>
		<category><![CDATA[vacancy rates]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=3103</guid>
		<description><![CDATA[... and Commercial Property This week&#039;s decision by the RBA to leave the cash rate on hold was an easy one &#8212; mainly because the major banks had basically helped it out, by increasing their rates earlier by a greater margin. The RBA&#039;s view was that the current rate of 4.5% was &#034;appropriate for the [...]]]></description>
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		<title>Is Negative Gearing for You?</title>
		<link>http://his-best.biz/negative-gearing/</link>
		<comments>http://his-best.biz/negative-gearing/#comments</comments>
		<pubDate>Wed, 12 May 2010 23:49:22 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Buying Criteria]]></category>
		<category><![CDATA[Depreciation]]></category>
		<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Objectives]]></category>
		<category><![CDATA[Using Debt]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commercial investment property]]></category>
		<category><![CDATA[initial equity]]></category>
		<category><![CDATA[judgement]]></category>
		<category><![CDATA[overall strategy]]></category>
		<category><![CDATA[percentage gain]]></category>
		<category><![CDATA[percentage loss]]></category>
		<category><![CDATA[personal debt]]></category>
		<category><![CDATA[preference]]></category>
		<category><![CDATA[proper advice]]></category>
		<category><![CDATA[rising interest rates]]></category>
		<category><![CDATA[smart move]]></category>
		<category><![CDATA[surprises]]></category>
		<category><![CDATA[tax basis]]></category>
		<category><![CDATA[tax relief]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=3031</guid>
		<description><![CDATA[Buying and negatively gearing a Commercial investment property is not forever in one &#8212; particularly, with interest rates on the rise. And if you already have high personal debt ... adding to that wouldn&#039;t be a smart move on your part. Make Borrowing just one of your Tools Any gearing you decide to take on, [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Will Interest Rates Affect Commercial Yields?</title>
		<link>http://his-best.biz/interest-rates-commercial-yields/</link>
		<comments>http://his-best.biz/interest-rates-commercial-yields/#comments</comments>
		<pubDate>Wed, 07 Apr 2010 05:38:38 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Industrial Sector]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Objectives]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Property Yields]]></category>
		<category><![CDATA[Residential vs Commercial]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[commodity exports]]></category>
		<category><![CDATA[industrial space]]></category>
		<category><![CDATA[melbourne]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[neutral territory]]></category>
		<category><![CDATA[oversupply]]></category>
		<category><![CDATA[rate increase]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[residential market]]></category>
		<category><![CDATA[residential property]]></category>
		<category><![CDATA[retail activity]]></category>
		<category><![CDATA[retail properties]]></category>
		<category><![CDATA[rising interest rates]]></category>
		<category><![CDATA[shrapnel]]></category>
		<category><![CDATA[sydney]]></category>
		<category><![CDATA[upward bias]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=2849</guid>
		<description><![CDATA[Yesterday, the RBA confirmed an upward bias with its latest rate increase. This table from today&#039;s Financial Review seems to sum up the RBA&#039;s position fairly well. Residential property prices are still surging (particularly in Sydney &#38; Melbourne); and our commodity exports have also regained their momentum. As such, the RBA has decided that Australia [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Election Year Blues?</title>
		<link>http://his-best.biz/election-year-blues/</link>
		<comments>http://his-best.biz/election-year-blues/#comments</comments>
		<pubDate>Thu, 11 Mar 2010 04:30:14 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Global Scene]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[australian dollar]]></category>
		<category><![CDATA[boom]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[government subsidies]]></category>
		<category><![CDATA[insatiable demand]]></category>
		<category><![CDATA[labour]]></category>
		<category><![CDATA[manufacturing industries]]></category>
		<category><![CDATA[productivity]]></category>
		<category><![CDATA[rate increases]]></category>
		<category><![CDATA[rising interest rates]]></category>
		<category><![CDATA[sectors]]></category>
		<category><![CDATA[trade unions]]></category>
		<category><![CDATA[wage rate]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=2717</guid>
		<description><![CDATA[It&#039;s not just rising interest rates that the Rudd government will have to contend with, in the run-up to the next election. The joy of the resources boom restarting brings with it certain unwanted side effects. What you will start to see is wage rate increases; plus the drawing away of materials and equipment, from [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>How Interest Rates Affect the Property Markets</title>
		<link>http://his-best.biz/how-interest-rates-affect-the-property-markets/</link>
		<comments>http://his-best.biz/how-interest-rates-affect-the-property-markets/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 00:35:29 +0000</pubDate>
		<dc:creator>Chris Lang</dc:creator>
				<category><![CDATA[Economic Issues]]></category>
		<category><![CDATA[Industrial Sector]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Investment Opportunity]]></category>
		<category><![CDATA[Offices]]></category>
		<category><![CDATA[Property Cycles]]></category>
		<category><![CDATA[Residential vs Commercial]]></category>
		<category><![CDATA[Retail Sector]]></category>
		<category><![CDATA[Your Exposure]]></category>
		<category><![CDATA[business confidence]]></category>
		<category><![CDATA[chris lang]]></category>
		<category><![CDATA[consumer spending]]></category>
		<category><![CDATA[household wealth]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[initial impact]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[national bank australia]]></category>
		<category><![CDATA[property sectors]]></category>
		<category><![CDATA[rba]]></category>
		<category><![CDATA[resources sector]]></category>
		<category><![CDATA[rising interest rates]]></category>
		<category><![CDATA[shrapnel]]></category>
		<category><![CDATA[stock market wealth]]></category>
		<category><![CDATA[stock orders]]></category>
		<category><![CDATA[westpac]]></category>

		<guid isPermaLink="false">http://his-best.biz/?p=2186</guid>
		<description><![CDATA[If the Reserve Bank (RBA) further increases rates in December, you will start to see the housing market plateau in the New Year. However, this should have little or no immediate effect on the rest of the economy. In all discussion about Australia&#039;s improving economy and retail spending, there has been little regard placed upon [...]]]></description>
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		<slash:comments>5</slash:comments>
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